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Bitcoin IRA

Grow your retirement
in hard money.

Most retirement accounts hold assets that inflate away over time. We help you move a portion of your IRA into Bitcoin using a fully compliant, self-directed structure with a regulated custodian and ARX collaborative custody.

The Process

How it works,
start to finish.

We work with a regulated IRA custodian and River, a Bitcoin-native brokerage, to handle the process on your behalf. From account opening to first purchase, the typical timeline is two to three weeks.

01
1 to 2 business days
Open a Self-Directed IRA
We introduce you to our trusted custodian partner, a regulated firm that specializes in alternative assets including Bitcoin. You complete a straightforward account application and your account is opened within a day or two.
02
1 to 3 weeks depending on source
Fund the Account
Transfer funds from an existing IRA or roll over from a previous employer plan such as a 401(k) or 403(b). The custodian handles the paperwork and coordinates directly with your current institution.
03
Can be done in parallel
Set Up Your River Account
River is the Bitcoin-native brokerage where the purchase is executed. The account is opened under your IRA's legal name and titled correctly for the custodial structure.
04
Once funds arrive
Sign the Investment Authorization
We prepare the required investment authorization forms and send them to you digitally for e-signature. The custodian cannot release funds until these are complete.
05
Final step
Bitcoin Purchased, Moved to ARX Collaborative Custody
The custodian releases funds to River, the Bitcoin purchase is executed, and your holdings are moved into ARX collaborative custody. Your retirement account now holds Bitcoin in a secure, multi-signature structure.
⬡
Brokerage partner: River. River is a Bitcoin-only platform built for long-term holders. They offer proof of reserves, institutional-grade security, and real-time balance visibility. Open a River account →
Get Started

Ready to put Bitcoin
in your retirement account?

Book a 30-minute call. We will walk through your existing retirement accounts, answer your questions, and map out exactly what the process looks like for your situation.

Book a 30-Minute Call →